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(814) 486-1161 ext. 269


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Thousands of Pennsylvania families faced with the possible loss of their homes through foreclosure have received help from the Homeowners' Emergency Mortgage Assistance Program (HEMAP). This unique program, created by Act 91 of 1983, and funded through the Pennsylvania Housing Finance Agency (PHFA), is the only one of its kind in the nation. HEMAP is a cost effective means to prevent homelessness among Pennsylvanians. By giving assurance of steady mortgage payments, it allows homeowners to seek alternate employment, job training, and/or education when they need it most. The program is funded by State appropriations and repayment of existing HEMAP loans. HEMAP is a loan program designed to protect Pennsylvanians who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. HEMAP funds loaned to prevent foreclosure are not a grant. These funds are a loan and must be repaid. Please note that FHA Title II (purchase) mortgages are not eligible under this program.

If you have received an Act 91 Notice from your lender, you may want to consider applying for a Homeowners' Emergency Mortgage Assistance Loan.

For more information go to:
http://www.phfa.org/counseling/homeowners.aspx

 

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Reports/Newsletters
HS Newsletter - Nov/Dec 2017
HS Newsletter - Sep/Oct 2017
NTCAC Audit Report 2016
NTCAC 990 2016
HS Outcome Results 2017
HS Outcome Results by Age 2017
HS Annual Report 2017
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135 West 4th St.   •   P.O. Box 389   •   Emporium, PA 15834

Phone: (814) 486-1161   •   Fax: (814) 486-0825

Equal Opportunity Employer

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